A Self Invested Personal Pension (SIPP) offers unparalleled flexibility and control for those looking to actively manage their retirement savings. At Blueprint Financial Solutions, our SIPP advisers support clients in Gloucestershire and across the UK who want the freedom to select from a broad range of investment options beyond traditional pension funds.

What is a SIPP?

A Self Invested Personal Pension (SIPP) is a Registered Pension scheme under the terms of the Finance Act 2004.

SIPPs are designed for investors who want maximum control over their pension without being dependent on any one fund manager or insurance company. As such, a SIPP requires active management and a degree of investment expertise. Furthermore, the charges (levied by the SIPP manager) may be higher than for a personal pension or stakeholder plan.

Unlike a standard personal pension, a SIPP holder has a much wider choice of assets to invest in, each of which can be selected to meet the individual's circumstances and requirements.

Investments which can be held in a SIPP include:

  • UK and overseas equities
  • Unlisted shares
  • OEICs and unit trusts
  • Property and land (but not most residential property) insurance bonds

It’s possible to use a SIPP to raise a mortgage to fund the purchase of commercial property, where the rental income paid into the SIPP either completely, or partially, covers the mortgage repayments and/or the property’s running costs.

Please note SIPPs are not suitable for everyone investing in a pension, we will conduct an assessment of your situation to determine suitability.

!

THE VALUE OF PENSIONS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.
TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.

 

Choosing a SIPP can empower you to build a retirement fund that aligns with your financial plan, and our experienced team is here to help every step of the way. Contact us today to discuss your options.

London Stock Exchange

Value Move %
FTSE 100
8474.74 -133.74 -1.554
FTSE 250
19210.51 -439.121 -2.235
FTSE 350
4615.61 -76.64 -1.633
FTSE All Shares
4564.31 -76.19 -1.642
Dow Jones
40549.09 -1676.231 -3.97
Nasdaq
16563.436 -1037.611 -5.895

Currencies

Value Move %
0
1.187 -0.013 -1.1
GBP/NOK
13.53 -0.022 -0.165
0
12.82 -0.052 -0.402
GBP/USD
1.308 0.008 0.634

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65
!

Market data is subject to a 15-minute delay.

Requestcall back

Tell us where you are in your life so we can help you.

or call us
0800 644 6402